ClarifiQ

Money, made clear

ClarifiQ Journal

Smarter money thinking,minus the finance bro noise.

Practical writing on spending patterns, subscriptions, budgeting, and how AI can make personal finance feel less like admin work.

Featured article

Where Does My Money Actually Go? How to Track Every Dollar

Most people can't account for 30% of their spending. Learn why money slips through the cracks and how automatic tracking finally solves the problem.

budgetingspendingpersonal-finance

By ClarifiQ Team

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Recent writing

Short reads with usable takeaways.

subscriptionssaving-moneypersonal-finance

5 Hidden Subscriptions That Are Quietly Draining Your Bank Account

Americans waste $240/year on forgotten subscriptions. Here are the 5 sneakiest recurring charges and how to find every one hiding in your bank statement.

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aibudgetingtechnologypersonal-finance

AI Budgeting vs Spreadsheets: Why Manual Tracking Is Dead

Spreadsheets fail 85% of budgeters within 3 months. Discover how AI-powered budgeting tools are replacing manual tracking with automatic insights.

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