You're Not Bad with Money. You Just Can't See Where It Goes.

Almost certainly yes. ClarifiQ connects through Plaid, which supports over 12,000 financial institutions in the US and Canada — including Chase, Bank of America, Wells Fargo, Citi, Capital One, and virtually every major bank and credit union.

No. ClarifiQ uses Plaid for bank connections, which means we never see your bank login credentials. We only get read-only access to view your transactions and balances. We cannot make transfers, payments, or any changes to your accounts.

Most finance apps just show you charts and expect you to do the analysis yourself. ClarifiQ gives you an AI financial coach you can talk to in plain English. Ask "How much did I spend on restaurants this month?" or "What subscriptions am I paying for?" and get instant, specific answers — no digging through menus or building reports.

The AI coach analyzes your real transaction data and answers your questions conversationally. It can break down spending by category, compare months, find recurring charges, spot unusual transactions, and give personalized suggestions for saving money — all based on your actual financial data, not generic advice.

Yes, cancel with one click from your settings page. No contracts, no cancellation fees, no hoops to jump through. Your subscription ends at the end of your current billing period.

Yes. All data is encrypted with 256-bit AES encryption (the same standard used by banks). Your bank connection goes through Plaid, a security-audited platform used by Venmo, Coinbase, and thousands of other financial apps. We never sell or share your financial data with third parties.

No — that's the whole point. Once you connect your bank through Plaid, all your transactions sync automatically. No manual entry, no receipt scanning, no spreadsheets. Everything is categorized and ready for you to explore.